Mad River Valley Homes and Real Estate

Welcome!

Jane Austin Real Estate is here to help you find the perfect property for you, your family or business here in this beautiful section of Vermont! For the past 12 years, we have worked with buyers and sellers of country homes, estate properties, condos and land. Our primary marketing area includes the five Mad River Valley towns, Sugarbush Resort, Waterbury, Stowe and neighboring towns. We offer a wealth of experience and local knowledge that ensures our customers and clients receive exceptional, professional representation throughout every step of the buying or selling process.

As an independent contractor of Keller Williams Vermont we also benefit from the substantial resources of Vermont’s largest and most successful real estate company. Together, customers and clients of Jane Austin Real Estate receive the best of both worlds … local knowledge and expertise backed by large company resources.

We look forward to hearing from you and helping you with your real estate needs!

Debt-to-income Ratios

Debt-to-income Ratios The debt-to-income ratio is the way mortgage lenders decide how much money you can afford to borrow. It is the percentage of your monthly gross income used to pay your monthly debts (not monthly living expenses). Two calculations are involved, a front ratio and a back ratio, written in ratio form, i.e., 33/38. The first number indicates the percentage of your monthly gross income used to pay housing costs, such as principal, interest, taxes, insurance, mortgage insurance and homeowners’ association dues. The second number indicates your monthly consumer debt, such as car payments, credit card debt, installment loans, etc. So a debt-to-income ratio of 33/38 means tha…

We just celebrated the "one-year anniversary" of the purchase of a small vacation house in Warren, VT. We had been looking to buy in the Mad River Valley for a few years and Jane kept a close eye on the market for us and was quick to contact us if she found something that might interest us. When we found the house that we were interested in purchasing, Jane was simply …

-Dustin and Maggie, Client

"We could not have purchased our amazing property in Vermont without the help of Jane Austin. She is the ultimate professional: knowledgeable, responsive and efficient. She and her partner Bud took us from viewing the property to the very last items of our closing with ease; sharing with us all the resources necessary and offering helpful advice as we moved through the …

-Sandy and Jack, Client

We had occasion to put our home of twenty some years in the Mad River Valley up for sale. Unsurprisingly for this market it sold rapidly and at a marked premium above our asking price. We had met our realtor, Jane Austin, some years before when we were considering downsizing in the Valley. She impressed us with her patience and knowledge of the local market so we …

-Betty and Jim, Client

We just closed on the sale of our home. As the listing agent, Jane exceeded our expectations. From helping us price and market the home, to managing showings, to contract negotiations, to handling all the details during the contract period. Jane attended to every little detail for us and gave us expert advice along the way. Whatever came up, Jane took care of it. We …

-Gretchen and Scott, Client

Jane was the perfect real estate agent for us. Her vast experience in the valley meant she knew exactly what was really in our budget and how to navigate the speed of everything. She was always there to answer questions and offer advice. Thank you Jane for your support and knowledge in finding us the perfect house!

-Kim and Ed, Client

Welcome!

Jane Austin

Communities Served

Debt-to-income Ratios

Recent Sales