Jane Austin
KW Vermont/Mad River Valley

Welcome!

Jane Austin Real Estate is here to help you find the perfect property for you, your family or business here in this beautiful section of Vermont!  For the past 12 years, we have worked with buyers and sellers of country homes, estate properties, condos and land.  Our primary marketing area includes the five Mad River Valley towns, Sugarbush Resort, Waterbury,  Stowe and neighboring towns. We offer a wealth of experience and local knowledge that ensures our customers and clients receive exceptional, professional representation throughout every step of the buying or selling process.

 

As an independent contractor of Keller Williams Vermont we also benefit from the substantial resources of Vermont’s largest and most successful real estate company.  Together, customers and clients of Jane Austin Real Estate receive the best of both worlds …  local knowledge and expertise backed by large company resources.

 

We look forward to hearing from you and helping you with your real estate needs!

 

 

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Jane Austin

In today's competitive market, you need a passionate, local advisor that can help you navigate the home buying and selling process. As a valued client, you'll receive:

• Local market knowledge
• Access to industry-leading real estate tools to determine your homes value or customize your home search
• A proven negotiator who will be with you every step of the way
• A trusted and knowledgeable partner through closing and beyond

Link to full blog post article

Debt-to-income Ratios

Debt-to-income Ratios The debt-to-income ratio is the way mortgage lenders decide how much money you can afford to borrow. It is the percentage of your monthly gross income used to pay your monthly debts (not monthly living expenses). Two calculations are involved, a front ratio and a back ratio, written in ratio form, i.e., 33/38. The first number indicates the percentage of your monthly gross income used to pay housing costs, such as principal, interest, taxes, insurance, mortgage insurance and homeowners’ association dues. The second number indicates your monthly consumer debt, such as car payments, credit card debt, installment loans, etc. So a debt-to-income ratio of 33/38 means tha…
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